Article: "An Apology for Democratic Capitalism"
Author: Michael Novak
Published in: First Things: A Monthly Journal of Religion and Public Life
January, 2009

In Michael Novak's article, he explains the flaws that created the mortgage crisis in 2008. Claiming that "a free society has three interdependent systems, political, economical, and moral," Novak made it very clear where our government went wrong and why. The "misuse" of every system is very obvious and so is "the failure of the political and economical systems to the U.S."
I believe that the mortgage crisis was only a slap on the hand for the politicians who took advantage of a system that benefits them. We are trying to build a free country where everyone is equal. Unfortunately, the only thing making us do circles is the moral "beliefs" of more than half the nation, and more damaging are the moral standards of the politicians running it. When self indulgence and ignorance can be set aside, then we will move forward. We must be very careful about who we choose to speak for us.